| • |
You will earn a good return
from a choice of savings and
investment products paying
competitive market rates. |
| • |
Call Account interest is
calculated daily and paid
six-monthly, in March and
September and for Term Deposits,
at maturity or more frequently
depending on the product chosen. |
| • |
ADF accounts attract no
fees. However, any costs for
items such as stopped or dishonoured
cheques charged by our bankers
will be passed on to customers'
accounts. |
| • |
ADF accounts are exempt
from Deeming provisions, which
means that pensioners pay
tax only on the actual interest
earned, not the deemed amount.
|
| • |
The ADF issues free cheques
to customers to pay household
and other bills. |
| • |
With an ADF account you
will be provided with a Statement
as a record of your account
transactions each six months
(end of March and September). |
| • |
The ADF adopts ethical
standards for investment of
depositors funds. |
| • |
Your investment promotes
Christian activity and also
helps the Diocese grow. |